Flat-Fee, Fee-Only Fiduciary Financial Advisor Specializing in Retirement Income Planning

How to determine your "retirement number" that is appropriate for your desired retirement lifestyle, time horizon, and risk preference.

When should you make Roth contributions and when should you choose to contribute to a Traditional IRA/401(k)? Key rules of thumb and decision factors.

Signs you are withdrawing too much from your portfolio too quickly in retirement. Six steps you can take to build a resilient retirement spending plan.

Key principles and simple ways to invest when you have unpredictable income streams.

A tax-smart withdrawal strategy for retirees.

When are the best times to do Roth conversions? This article explains the key principles and best times to do Roth conversions.

Pros and Cons of living off dividends and interest in retirement

Bonds and high-quality dividend paying stocks both have important roles to play in many retirees' portfolio.

Placing your investments in the proper location can save you thousands of dollars in taxes each year.

The relationship between the 4% Rule (withdrawal strategy) and dividends/interest.

Various options for generating retirement income from your portfolio.

An "income bridge" can help you delay claiming Social Security to maximize your inflation-protected income.

Delaying SS is often helpful to maximize inflation-protected lifetime income, but may not be best for everyone

Compound interest is a powerful force that you can harness to make saving for retirement (or any other long-term goal) much easier.