
John Macy, RICP® – Retirement Income Financial Coach
Trusted, Experienced, and On Your Side
John Macy, MBA, RICP®
Hi, I'm John — an independent, trusted personal financial advisor/coach and consultant passionate about making money matters simple, approachable, and even enjoyable. At FlourishingPath Financial Coaching, I help individuals and families find clarity, confidence, and direction on their financial journey.
My background is unique: over 20 years as a business consultant, 12+ years as a U.S. diplomat and international economic development expert, and a financial coach since 2020. As a retired U.S. Foreign Service Officer, I also bring insight into U.S. government retirement benefits.
I hold the Retirement Income Certified Professional® (RICP) designation from the American College of Financial Services, an MBA from the University of Pittsburgh, and a B.S. from Carnegie Mellon University. This blend of real-world experience and advanced education allows me to offer creative, practical solutions tailored to your goals.
I'm based in the Cincinnati, Ohio area but work with clients across the U.S., as well as U.S. expats living in other countries.
When I'm not coaching or staying current with financial trends, you'll find me playing tennis, traveling, or spending time with my wife and family.

