Hi, I'm John.  As a fee-only fiduciary financial advisor, I specialize in retirement income planning, helping clients create sustainable income, optimize Social Security claiming strategies, and build a long-term retirement plan. If you’re looking for a flat-fee financial advisor for retirement, I provide objective, personalized guidance without managing assets.

 

One of my passions is making money matters simple, approachable, and even enjoyable and helping individuals and families find clarity, confidence, and direction on their financial journey.

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​My background is unique: over 20 years as a business consultant, 12+ years as a U.S. diplomat and international economic development expert, and a financial coach since 2020. As a retired U.S. Foreign Service Officer, I also bring insight into U.S. government retirement benefits.  In addition, with 13+ years living overseas in 5 countries, I bring a wealth of practical experience to those interested in retiring abroad as well as current expats.

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I hold the Retirement Income Certified Professional® (RICP) designation from the American College of Financial Services, an MBA from the University of Pittsburgh, and a B.S. from Carnegie Mellon University. This blend of real-world experience and advanced education allows me to offer creative, practical solutions tailored to your goals.

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I'm based in the Cincinnati, Ohio area but I work with clients across the U.S. and internationally as a virtual financial advisor, providing flexible, personalized financial planning without managing assets.

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When I'm not coaching or staying current with financial trends, you'll find me playing tennis, traveling, or spending time with my wife and family.​​