Flat-Fee Financial Advisor for DIY Investors
Create Sustainable Retirement Income, Optimize Social Security, and Reduce Retirement Taxes
Financial Planning Tools & Resources
These free financial planning tools can help you explore retirement income, Social Security claiming, investment growth, retirement spending, inflation protection, annuities, and other important retirement planning decisions. I’ve selected tools that can help DIY investors better understand their financial options and prepare for retirement.
Social Security & Retirement Income
Compare Social Security claiming strategies and see how different claiming ages can affect lifetime benefits.
Estimate the income an immediate annuity could provide based on an investment amount and other assumptions.
Compare single-premium immediate annuity quotes and estimate guaranteed retirement income
Design a ladder of Treasury Inflation-Protected Securities to provide inflation-adjusted income during retirement.
Spending, Cash Flow, Debt Management
Monitor your credit, track spending, and manage your finances in one place
Create a debt payoff plan and track your progress toward becoming debt-free
Compare debt payoff strategies and create a plan to become debt-free
Retirement Planning
Estimate how much you need to retire and whether your savings may last
Estimate when you can stop saving for retirement while staying on track to retire
Comprehensive software to create a detailed retirement plan & explore different financial scenarios
See how savings can grow over time through the power of compound interest
Blog that explores practical insights on retirement planning, investing, and living well.
Last updated: September 2026