How to use Qualified Charitable Distributions to satisfy your RMDs while supporting your favorite causes As people transition into the later stages of retirement planning, many clients find themselves in a bit of a "tax trap." They have spent decades diligently saving into a Traditional IRA, only to reach their 70s with IRA/401(k) balances exceeding a million dollars and find that the IRS now mandates  they take significant amounts of money out each year — whether they need

When should you make Roth contributions and when should you choose to contribute to a Traditional IRA/401(k)? Key rules of thumb and decision factors.

A tax-smart withdrawal strategy for retirees.

When are the best times to do Roth conversions? This article explains the key principles and best times to do Roth conversions.

Should you do Roth conversions? Not everyone should. Tax-smart approaches to Roth conversions.